If you’re in the military, ask your insurance agent about deployment issues before you buy a policy. And if you’re getting ready to deploy, here are five things to keep in mind. Number one: Suspend your auto coverage. If no one’s going to be driving your car while you’re deployed, you might be able to suspend your coverage until you return and save some money. Number two: Arrange to pay your premiums. Think about how to pay your premiums or renew your policy while you’re deployed. You might be able to set up automatic payments or renew the policy early, but if you let the policy expire or pay late, you may have trouble getting a new policy or have to pay a higher rate. Number three: Check coverage for personal items. If you have a homeowners or renters policy, ask your agent if personal items you take on your deployment will be covered. The military usually doesn’t pay to repair or replace property that’s damaged or stolen in military housing or in a war zone. Number four: Protect your home. Many homeowners policies don’t cover damage to your home if it’s been left vacant for more than two months. Ask your insurance agent how your policy handles vacant homes. They may offer some special coverage for a home that’s unattended for an extended period of time. Number five: Evaluate your life insurance needs. Active-duty military personnel, including reservists and National Guard members called to active duty, are automatically insured for $400,000. But if you need more life insurance, compare policies and get price quotes from several companies. And on behalf of all of us at the Department of Insurance, thank you for your service.