Hey everyone we’re Jeanna and Natasha and we work at Quotacy. Quotacy is an independent life insurance broker. This means we have the ability to sell policies from multiple life insurance companies giving you more options. Today we’re gonna give a review of AXA, one of the life insurance companies we work with. AXA is a global company. Its U.S. headquarters are in New York City. AXA has been around since 1859. Overall, AXA is a solid company with a smooth application process. Quotacy only works with top-rated life insurance companies which means they are rated A or better And AXA is no exception. Being A rated or better means the company is financially secure so you won’t have to worry about your policy’s death benefit not being paid. To stand out in the competitive life insurance industry, some companies cater to different health or lifestyle niches. AXA is excellent for applicants who are pilots, have combined health issues, for example, diabetes and heart problems, and foreign travelers. This means that while some companies may see these particular factors as a bit higher risk than normal, AXA is a bit more lenient. Let’s talk about what we like in regards to AXA’s life insurance policies and buying process. AXA’s level term product is called BrightLife and is sold in term amounts of 10, 15, and 20 years. The smallest amount of term life insurance you can purchase is $500,000. Depending on the life insurance product there will be different policy riders available. Life insurance policy riders are additional benefits that you can add onto your policy at the time of purchase. AXA’s term policy offers an accelerated death benefit rider, premium waiver for disability rider, and a child rider. Let’s break these down. An accelerated death benefit rider, also known as a living benefits rider, is included in AXA term policies at no charge. This rider gives you access to a portion of your policy’s death benefit if you are diagnosed with a terminal illness resulting in 12 months or less to live. A premium waiver for disability rider is available on AXA term policies for an additional cost. With this rider, AXA will waive your premium payments during period of total disability lasting six consecutive months or more. A child rider is available on AXA’s term policies for an additional cost. For as little as $52.50 per year, a child rider provides insurance coverage on any of your children less than 18 years of age. This would also include any future children you may have or adopt. Options range from $10,000 to $25,000 in coverage per child. If you’re looking for life insurance, AXA is a good option. If you’re a pilot, have combined health issues, or do a lot of foreign traveling, then AXA is a great option. When you apply through Quotacy, we’ll review your application to double-check you’ve chosen to apply with a company that will give you the most favorable outcome. The final choice is of course 100 percent your decision. We simply aim to be completely transparent and and make sure you know all of your options. If you’re interested in any of the riders we mentioned let your Quotacy agent know after you apply. Your agent will let you know the exact cost of any rider you want to purchase and can add it to your policy during the buying process. Quotacy can help you get life insurance from AXA or any other top-rated life insurance companies we work with. And why should you get life insurance through Quotacy? Our agents are licensed in all 50 states and they work on salary, not commission, so we’ll never try and upsell you. We work for you, not the insurance companies. You won’t pay any extra fees or charges to use our services. Get a free, instant term life insurance quote now from multiple top-rated life insurance companies without giving away any contact information. Thanks for watching! Bye!