This Employment Development Department (EDD)
tutorial will help you set up an installment agreement in Benefit Overpayment Services
for an Unemployment Insurance (UI) or State Disability Insurance (SDI) benefit overpayment.
SDI includes both Disability Insurance (DI) and Paid Family Leave (PFL).
An overpayment happens when an EDD customer is paid benefits for a period of time when
they were not eligible to receive them. When this occurs, the individual is required
to repay those benefits to the EDD. To set up a reoccurring payment, begin on
the Benefit Overpayment Services home page. Select the Set Up an Installment Agreement
link from the I Want To menu. Not all claimants will qualify for an
installment agreement. Review the requirements provided on the screen
before proceeding. Select Next to continue.
Select a Billing Method. The choices are ACH Debit or Paper/Coupon.
Select Next to continue. On this screen, you will be able to view the
total balance and set up your payment preferences for the installment agreement.
If you would like to make a down payment, enter the date you would like your down payment
to be applied and the down payment amount. Next, select a payment frequency.
Your choices are Biweekly, Monthly, or Weekly. This is how often the payment will be debited
from your bank account. Enter the date you would like your first payment
to be debited from your bank account. Select either By Number of Payments or By
Payment Amount. If you choose By Number of Payments, enter
the total number of payments you prefer to make and the dollar amount of each payment
will be calculated. If you select By Payment Amount, enter the
payment amount you prefer to make and the total number of payments will be calculated.
For this example, we selected By Payment Amount. Select Next to continue.
If you selected ACH Debit, you will be asked to enter your banking information here.
Select Next to continue. This is your approval and authorization for
the EDD to establish an installment agreement on your behalf.
Review the Summary page and select the I Agree check box to certify you have read the agreement
and understand the terms and conditions. Select Submit to complete your request.
On the Confirmation page, you will find your confirmation number for the installment agreement
request you submitted. You can print a copy for your records.
Your installment agreement will be established and your first payment will be debited from
your bank account on the date you indicated in your request.
Select Ok to continue and return to the home page.
We hope you have found this tutorial on how to set up an installment agreement in Benefit
Overpayment Services helpful. Additional information is available at www.edd.ca.gov
or by calling the Benefit Overpayment Collection Section at 1-800-676-5737.