Hello, my name is Vic Schumacher. The company
is HPE Financial Services. The question today is, are my prescriptions covered in my health
insurance? The answer is, it depends. Did you request that benefit in your policy, because
all policies do not have that automatically included. If you did have that benefit included
in your policy, the next question is, is this through a discount card, or does this work
with a co-pay? If it works with a co-pay, you might pay fifteen or twenty dollars for
a generic type of medicine. Or, you might pay as high as fifty or sixty dollars, for
a brand name type of medicine. So, a drug program can be included in your health insurance.
You must also consider, do you want it? How often do you take the medicines? Have medicines
been prescribed in the past? To have this automatically included in your policy, and
you’re not using the benefit, is a waste of money. So, you have to determine, the most
important thing is, what do you want in your health insurance plan? I suggest you talk
to an adviser, let him understand your needs, and design a program for you. My name is Vic
Schumacher, company is HPE Financial Services, helping people everyday.