Hello this is Troy Gonzales with Good Neighbor Insurance. Today I’m going to talk about the Outreach International travel health insurance overseas. And basically I’m going to be answering the question, “How does this work? How do I use this travel insurance policy?” So again it’s the Outreach International travel health insurance overseas & it’s one of our most popular plans. First, you have to have an active policy. If you are on our webpage, our home page, gninsurance.com, and you went to our short-term, you would see this. This is how it looks. It’s green at the top & you can see our 1st recommended plan is the Outreach International, right there. So you can have these options, you can find out more, you can view the brochure, you can get a quote. It’s a really quick process. So, let’s just say for the sake of answering this question, that you have one of these policies. Let’s say you’re overseas traveling, and you’re on vacation, and you get hit by a motor scooter. OK? Your leg is broken. It hurts really bad. So you bring out your ID card, and you call the insurance company, and they can recommend a nearby hospital. So you’re on your way to the hospital, you get in a taxi and you’re going.Once you get to the hospital, typically you’ll pay out of pocket, submit the claim, and the insurance company will reimburse you everything after the deductible, all eligible expenses. So that’s how it works, basically. Let’s just throw a little bit more into the mix, just to see how the medical evacuation insurance works. All right so let’s just say you broke your leg because you got hit by a motor scooter. You’re in a taxi and you’re on your way to the hospital. Let’s just say another car comes and hits you, while you’re in the taxi, and you’re now in critical condition. So the hospital that you were going to doesn’t have an ICU. In fact, no where in that country is there an ICU. So somebody with you is gonna call the number on the insurance card, and the insurance company’s going to work with whoever is on the ground, the medical staff on the ground. They will evacuate you to the nearest place that can get you the care you need. All payments for medical evacuation insurance are done by the insurance company too. That’s basically how it works, and then you can submit the claim afterward. So if you’re outside the U.S., you will pay out of pocket, submit the claim, and be reimbursed. If you’re inside the U.S., then you’ll need to use the providers which are in-network. So if you have any questions about any of that, you can definitely let us know. We are here to help you, but I hope that’s been helpful. And that’s basically, in short how you use a travel insurance policy, if there should be a claim. So, if you have other questions there’s also information online and you can also see the other videos I’ve done in the description below. So just let us know if you have questions, check out the information, and I hope it’s been helpful.