Oregon has 4 mandatory auto insurance coverages where most other States only require 2. 1. Bodily injury liability. You are
responsible for paying for the injury you cause to others in an accident. 2. Property damage liability. You must pay to fix the other car or property if you are at-fault in an accident. 3. Personal injury protection. You must
cover yourself and your passengers for medical bills after you have an accident. 4. Uninsured motorist bodily injury. Your
insurance will pay for your injuries caused by someone who hit you and does not have insurance.