Hello this is Troy Gonzales with Good Neighbor Insurance. Today I’m going to be talking about the WEA international health insurance. If you’re looking for long-term international health insurance, the Signature Elite is awesome. It is one of the best plans that we have. Today I just want to give you a general look at the pre-existing conditions coverage. So when you apply for the plan, there is an application that asks for your medical history. So it’s very important to include all of your medical history, pre-existing conditions onto that application. During underwriting, which is basically the review of your application, the underwriters will determine how and what pre-existing conditions they will cover. If you don’t list your medical history, the policy could become void. And we definitely don’t want that to happen. There’s also, in the first 180 days of coverage, there are certain conditions that are excluded So it’s just the first 180 days of the first year, and those medical conditions are asthma, allergies, any conditions of the breast, any conditions of the prostate, tonsillectomy, adenoidectomy, hemorrhoids, or hemorrohoidectomy, disorders of the reproductive system, intervertebral disc disease, gallstones, or kidney stones. So that’s just to keep in mind because most of the time those have to do with being a pre-existing condition. That’s why they exclude those. One other thing to note, just kind of the result – when you have a pre-existing condition, and you apply for the plan, sometimes they will exclude for a certain amount of time, or they’ll exclude the condition permanently. Sometimes they’ll put limits on it. So it just really depends on the nature of the condition or conditions. So just let us know if you have any questions about that. We have many options, and this is one of the best options that we have for coverage of pre-existing conditions. So overall the WEA Signature Elite long-term health insurance is top of the line insurance. Whether you are going, working overseas, or you’re going to volunteer overseas, those who are working abroad with businesses, NGO jobs, non-profit jobs, many have secured this insurance, many families and individuals as well. We have more information on our website. You’ll be able to see there more information and why we recommend this plan. We also have other videos. And if you ever have questions, we are very open to questions. We love hearing from you.