Alright, today we wanted to talk about an important topic. This is Mark at Good Neighbor Insurance, and today we want to talk about one important benefit in travel insurance. And that’s called “return of mortal remains” or repatriation of remains. Not the greatest most pleasant topic, but I want you to think about- if something was to happen to you overseas, if you were to have heart attack and die, if something was to happen and you died, one benefit of emergency travel insurance / emergency medical insurance overseas / international insurance, is this benefit, return of mortal remains. And the reason it’s important is imagine something happening to you overseas and your family’s grieving, and then imagine in the middle of that, them having to deal with your death certificate, identification of body, border patrol and customs, because remember, you entered the country, but now you’re not gonna be leaving the country, so dealing with arrangements with border patrol and customs and clearance and those kinds of things. Shipping and transportation and police reports and inquiries, US Customs and ports trying to get your body back to your family, not even counting or considering issues like language, corruption, infrastructure, whether or not the documents are being prepared locally, or are going to be accepted by your consulate. Shipping of the body by a known carrier- The US doesn’t allow anybody to ship just anything into the country, especially human corpses. So you know there has to be specific paperwork that needs to be done. So I’m going to put a link to a blog post down below that you can read on our site gninsurance.com, which will talk a little bit about some of the issues that are entailed in, if a US traveler/volunteer/ expat, was to die overseas and what to do. The most important thing- I’m going to tell you- is getting travel insurance. The reason why, you’re talking about a dollar or two a day. We’re not talking about trip cancellation insurance, which can be very expensive, we’re simply talking about travel medical insurance. In case you fall down and break your hip, or in case you tear a ligament. Getting treatment and having that covered even after you come back to the US. And one of the topics that it covers, one of the issues in every single one of our international medical insurance plans, is return of mortal remains. That benefit alone, if something was to happen to you, believe me it is worth the thirty or forty dollars, or fifteen dollars, whatever it is you would pay, to save your family the immense amount of grief and trouble and dealing with foreign languages and foreign governments and all these things. Now your US consulate overseas, US embassy overseas will also do some work on your behalf, however they will not pay the thousand to three thousand five six thousand dollars cost to transport your body or to clear customs, any of those types of things. So again there’s some of those costs can be kinda pricey, and again in the blog link down below i’ll talk about some of those costs. Did you know approximately 6,000 US citizens die overseas every year according to the State Department? Some of those people were tourists, some were business travelers, expats, retirees living overseas, but more than half those deaths appear to be caused due to injuries from a traffic accident or some other unforeseen circumstance, not just dying of old age or something like that. And that’s according to the journal of travel medicine. So this is an important thing to consider. There’s a lot of paperwork that travel insurance will actually do on your family’s behalf, so having travel insurance this is an important important benefit to cause answers, help answers, and cause comfort rather than additional grief and stress on your family in a time of grieving. They will just take care of a lot of it, they’ll pay the costs and they’ll do this work on behalf of your family. And they will interface and work with local government, with US Embassy, making sure everything’s done in order. So that’s a big thing. Travel insurance number one. Number two- make sure you have the right travel documents with you. Again I will post the link down below on our site gninsurance.com under ‘About GNI’, you’ll see that we have a free travel guide, 40-page travel guide, travel safety guide, in that free travel safety guide, again link will be down below and also the annotations, there are some very important tips on documents you need with you when traveling, and documents to make sure that your loved ones have before you travel. The reason for that is that any overseas government is going to need certain items from you, especially if you’re not able to communicate, in order to identify your body, in order to locate your next of kin, these types of things. So again, get that free travel safety guide. It will have some important tips and a checklist in there that will help you be prepared when you travel overseas, not just in case you die, but for any occasion. Whether it be a robbery overseas, you getting sick overseas, or unconscious overseas, believe me it will keep you safe. So I hope you will get that. Lastly, give us a call or email if you have any other questions regarding this topic, we’d love to help answer those. And if we can be of benefit to you, if we can be of service, if we can help keep you safe, that’s our goal. So again, if you have more questions and want to learn more about what happens when an American dies overseas, or repatriation of remains, look at the blog post we just wrote, link below. I hope that answers your questions. The US State Department, there’s some information they have as well. That will be a link in the blog post as well. So I hope this helps! This is Mark with Good Neighbor Insurance, talking on not a wonderful topic, but something that you can do to be a true blessing to your family as you travel overseas. Alright, talk to you later. Bye.