INSIGHTS INTO YOUR ANCESTRY AND MORE. AS SCIENCE ADVANCES, SO DOES THEIR ACCURACY. BUT TONIGHT, JULIE WATTS HAS A WARNINGâ HOW AN ANCESTRY TEST COULD KEEP YOU FROM GETTING LIFE INSURANCE! – I called my mom I called my dad and said – we’re irish!! A FEW YEARS AGO AMY JONES SENT AWAY HER DNAâ AND LIKE MANY SHE GOT BACK SOME UNEXPECTED ANCESTRY RESULTS. BUT EVEN MORE SURPRISING THAN DISCOVERING SHE WAS IRISHâ WAS LEARNING WHAT ELSE THAT VILE OF SPIT MIGHT REVEAL. – Where am I from, that’s all the information I’m seeking. BUT BUYER BEWAREâ. WHEN YOU TURN OVER YOUR DNA… THE RESULTS REVEAL MORE THAN ETHNICITY. THE FTC RECENTLY ISSUED THIS DNA- TEST-KIT -PRIVACY WARNING â NOTING “THAT TINY SAMPLE (YOU SEND AWAY) CAN DISCLOSE THE BIOLOGICAL BUILDING BLOCKS OF WHAT MAKES YOU YOU.”====- ((SOT))01:16:18 JAMIE most people don’t think that if they get a genetic test it could ever come back to bite them, but it can. JAMIE COURT OF CONSUMER WATCHDOG NOTES – THE REAL RISK IS IF YOUR RAW DNA DATA CONTAINS A MARKER FOR A SERIOUS ILLNESS. – ((sot))21:36-jamie court if you apply for life insurance they do have a right to get all your medical records. and if you’ve had a genetic test taken they do have the right to request it.===NEW====WHILE HEALTH INSURERS MAY NOT USE GENETIC TEST RESULTSâ LIFE INSURERS CAN. – Consumers need to think about that before they go and have genetic testing done. Insurance commissioner Dave jones explains life insurers can LEGALLY ASK IF YOU’VE EVER TAKEN A DNA TEST, ASK YOU FOR THE RESULTS… – and can then use it to decide if they’re going to write insurance, how much its going to cost and other provisions of the life insurance. – and if I refuse to give them that information – they can refuse to write the life insurance.==END NEW==AND IF YOU’VE EVER TAKEN AN ANCESTRY TESTâ THE DNA DATA FILE they create for ethnicityâ ALSO CONTAINS THE KEY TO DECODE genetic HEALTH RISKS. – ((Jamie nat reading screen))01:40:39 Immediate access to your full health report. FOR INSTANCE on 23&me — the only site that offers both ancestry and health information… After you’ve ordered your ancestry report, they offer instant upgrades to get your genetic health data too. – ((sot))40:57-court they’ve already run those reports on your d-n-a because how would you get immediate access? But EVEN ON ANCESTRY-ONLY SITES, LIKE ANCESTRY DNAâ they may only use the DNA data file they create — to determine your ethnicityâ But once it’s created – an insurer can ask you to download and hand over the raw data â which the insurer could DECODED to REVEAL GENETIC HEALTH RISKS RANGING FROM CANCER, TO OBESITY, TO ALCOHOLISMâ – ((SOT))01:16:51- JAMIE COUnot cover life insurance, disability or long-term care insurance. And COURT WARNS – the LAWS ARE EVER CHANGING. ((SOT)01:19:30 JAMIE COURT you should only submit to a d RESEARCHERS… CONSUMER WATCHDOG SAYS ROUGHLY 80 PERCENT OF PEOPLE WHO TAKE THE TESTS CHOOSE TO SHARE THEIR DATA. AND JULIE WARNS – THINK TWICE ABOUT LYING TO AN INSURER AND YOU’VE TAKEN THE TEST. IF YOU GET CAUGHT IN A LIE, THEY CAN CANCEL YOUR POLICY — OR REFUSE TO PAY OUT.