Personal injury protection insurance in
Florida is no-fault insurance, meaning regardless of who was at fault in an
accident, you have insurance to cover your own medical bills. Which is
important because if you are injured you need to go to a clinic. You go to an
emergency room, you have medical bills, and there’s no question of who’s going
to pay them, because you have to have that insurance in place in a no-fault
state like Florida, so those medical bills get paid.